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A form can be submitted here. Upon receiving the online application, we will notify you on the submission of the relevant documents as well as a one-time-only processing fee of RM50 for Malaysians or USD20 for international applicants


An application is considered complete and ready for processing upon receipt of the following:

  • A copy of MyKad/Identification passport page.
  • An academic transcript for each Master and Bachelor degree you are currently holding, or an interim transcript for degrees you are currently studying.
  • Evidence of English Language proficiency e.g. TOEFL, IELTS or equivalent.
  • Processing fee.
  • Financial affidavit.

All documents must be certified true copies of the original as attested by Notary Public/Commissioner for Oaths/Head of HR or equivalent.

  • Passport size photo (color)
  • 3-page Research proposal for PhD by Research/Essay (Career goals/objectives) for PhD by Coursework and Dissertation.
  • CV


Yes. The minimum academic qualification requirement for the PhD programme is a Masters degree.


You can send us what you have; together with a note what you will send later. We may be able to make an offer that is conditional on information/documents to be supplied later.


All candidates must submit MUET/IELTS/TOEFL or equivalent score which have been obtained of not more than 3 years.


You will be asked to pay a security deposit of RM1000.


You need to provide confidential references when you submit your application form. Your referees should be in a position to comment on your suitability as a PhD student.


For those who do not have research experience will be prescribed to Research Methodology in Economics and Finance subject.

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Where applicable, the Secretariat, GS Comittee may ask you to come to INCEIF for an interview. We may also conduct interviews by telephone or video conference.


You will be assigned a thesis /dissertation supervisor after completion of required courseworks and comprehensive exam.


The final formal decision will be sent by email to the address on your application.


INCEIF will consider deferring your offer to the next academic year.(INCEIF may need to check that this is acceptable to your potential supervisor.


Yes. You should re-submit a fresh application and other documentation.


Limited financial assistance is available to qualified students in the form of fee waiver.


Yes, you can pay you fees in instalment according to the number of papers that you take in a semester.


No. Self-sponsored student must provide proof of financial support for the whole duration of your study at INCEIF.


Our PhD programme is a conventional programme and the programme require attendance at INCEIF, Malaysia.


Yes. A Master’s degree is a minimum entry requirement for PhD programme.


This will depend entirely on your background and the nature of your research topic. For PhD by Coursework and Dissertation you should expect to take at least 24 months full-time or 36 months part-time. For PhD by Research you should expect to take at least 24 months full-time or 48 months part-time.


The composition of PhD by Research minimum of 40 credit hours coursework and 24 credit hours dissertation for details please click here (course structure).


For PhD by Research, the candidate is required to take 22 credit hours (7 subjects) and for PhD by Coursework and Dissertation; the candidate is required to take minimum of 40 credit hours of coursework (13 subjects)


It takes a minimum of 24 months to complete formal courses for PhD by Coursework and Dissertation.


Yes. You have to submit the usual application form and enclose a note explaining your circumstances. When an application for transfer is accepted, the amount of ‘credit allowed for study elsewhere is determined on case-by-case basis.


Living costs in Kuala Lumpur can vary considerably depending on your lifestyle and the area and type of your accommodation. On average we would recommend that a single person should allow approximately RM1,000 – RM1,500 per month for living expenses; this figure is inclusive of accommodation costs, and assumes sharing a house or apartment with others. The living costs for married candidates and those with children will be higher.


Rented accommodation in Kuala Lumpur is easy to find, however the quality and location will determine the price. The rent would be around RM600-RM1000 per month for a one bedroom flat/apartment. We normally advise candidates to arrive at least two weeks before the programme starts to allow time to find accommodation. The Academic and Student Affairs Office will give you advice and information on how to find suitable accommodation, and put you in touch with fellow candidates who are looking to share a flat.

  • Bank Negara Malaysia
  • Finance Accreditation Agency (FAA)
  • International Shari’ah Research Academy for Islamic Finance
  • Securities Commission Malaysia (SC)
  • Shariah Advisory Council
  • Chartered Institute of Islamic Finance Professionals
  • Malaysia International Islamic Financial Centre (MIFC)
  • Islamic Banking and Finance Institute Malaysia